Payments API for Iceland

Stripe doesn't onboard Icelandic businesses. Kling does.

Iceland is not on Stripe's list of supported countries (checked October 2026), so a business registered in Iceland can't open a Stripe account. The usual answer, "just use Stripe", stops there.

Kling is made in Iceland for businesses in Iceland. We apply to the card acquirer on your behalf and handle the correspondence, and payouts go to your own bank account.

How to start taking payments in Iceland

1. 1

   Create an account

   Sign up at kling.is. It's free and takes a few minutes.

2. 2

   Try it in test mode

   The test environment opens the moment you sign up. Set everything up and try it without any real money moving.

3. 3

   Choose how you get paid

   Send a payment link, set up subscriptions, send online bank claims, or connect your website or app to the API. Payment links and subscriptions need no code.

4. 4

   Go live

   Apply in the dashboard. Kling applies to the card acquirer for you, and card payments go live when the acquirer approves. Online bank claims can be approved first.

What you can take

• Card payments

  Visa and Mastercard: online, by payment link, or in person with Kling POS.

• Apple Pay and Google Pay

  Customers can pay with Apple Pay or Google Pay in the checkout.

• Subscriptions

  Charge weekly, monthly or yearly, with a billing portal where customers update their card and manage their subscription.

• Online bank claims (kröfur)

  The claim appears in the payer's online bank. Good for invoices, membership fees and business customers.

• Icelandic krónur

  Amounts are whole krónur. ISK has no decimals, so 1000 means 1.000 kr.

• Icelandic and English

  The checkout is shown in Icelandic or English, set by you or by the buyer's browser.

Test right away, go live after verification

5-minute quickstart

Run the Kling CLI in the root of your project. It signs you in, writes your test key to .env.local, can register a webhook and writes a prompt for your AI editor.

npx @klingis/cli init

Or call the API directly. This creates a checkout session for 1.000 kr.; open the url in the response and pay with a test card.

curl -X POST https://api.kling.is/v1/checkout/sessions \
  -H "Authorization: Bearer sk_test_your_key_here" \
  -H "Content-Type: application/json" \
  -d '{
    "amount": 1000,
    "currency": "ISK",
    "success_url": "https://example.is/thanks"
  }'

Read the full quickstart

Build it with AI

Building in Lovable, Bolt, Replit, v0, Cursor or Claude Code? Copy this prompt into your tool. It points the AI at Kling's quickstart for agents and asks it to pick the right path for your business.

LovableBoltReplitv0CursorClaude Code

• MCP server

  Let Claude, ChatGPT, Cursor and other agents create checkouts and payment links and read payments on your account. Hosted at https://api.kling.is/mcp, or run it locally with npx @klingis/mcp.

• CLI

  npx @klingis/cli init sets up your keys and webhooks. kling listen forwards webhooks to localhost while you develop.

• SDKs

  @klingis/sdk is a typed server SDK. @klingis/embed opens the Kling checkout on top of your own page.

MCP setupSDKs and CLIAPI referenceOpenAPI spec

Pricing

No setup fee and no fixed monthly cost. You pay per payment:

Online card payments: payment links, subscriptions, API and payment window

1,5%

Card payments through Kling POS

0,8%

Online bank claims, min. 25 kr. and max. 250 kr. per claim

0,8%

Card acquirer fees and the bank's cost for claims come on top. See full pricing