Terms of Service

1. Introduction

These Terms of Service ("Terms") govern your use of the Kling payment and subscription platform ("Service") operated by Journey ehf., kt. 5310250160, registered in Iceland, with its principal office at Flókagötu 41, 105 Reykjavík ("Kling", "we", "us").

By creating an account or using the Service, you agree to be bound by these Terms. If you do not agree, you may not use the Service.

2. The Service

Kling provides payment processing and subscription management tools for businesses operating in Iceland. This includes payment acceptance via card terminals, online payment links, subscription billing, an API for custom integrations, and a merchant dashboard.

3. Eligibility

To use the Service you must be a legally registered business entity in Iceland with a valid kennitala. You must be at least 18 years of age and authorized to enter into agreements on behalf of the business.

4. Account and Security

You are responsible for maintaining the security of your account credentials. You must notify us immediately at hallo@kling.is if you suspect unauthorized access. We are not liable for losses arising from unauthorized use of your account.

5. Fees and Billing

There is no setup cost or fixed monthly fee. Transaction fees are deducted from each processed payment as described on our pricing page. Kling reserves the right to adjust fees with at least 30 days' written notice.

6. Payouts

Funds collected through the Service are paid out to the bank account you have registered with us, according to the payout schedule described in your merchant dashboard. Kling may hold funds if required by law, regulation, or if we reasonably suspect fraudulent activity.

7. Prohibited Activities

You may not use the Service for any unlawful purpose, to process transactions that violate applicable laws or card network rules, or to facilitate fraud. We reserve the right to suspend or terminate your account if we determine, in our sole discretion, that you have engaged in prohibited activities.

8. Intellectual Property

All rights, title, and interest in the Service, including trademarks, logos, and software, belong to Journey ehf. You are granted a limited, non-exclusive, revocable license to use the Service in accordance with these Terms.

9. Limitation of Liability

To the maximum extent permitted by Icelandic law, Kling shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenue, arising out of or in connection with the Service.

10. Termination

Either party may terminate the agreement at any time with 30 days' written notice. Upon termination, we will process any remaining payouts owed to you in accordance with our standard payout schedule. Provisions that by their nature should survive termination will remain in effect.

11. Changes to These Terms

We may update these Terms from time to time. We will notify you of material changes at least 30 days before they take effect via email or through the merchant dashboard. Continued use of the Service after the effective date constitutes acceptance of the updated Terms.

12. Governing Law

These Terms are governed by the laws of Iceland. Any disputes shall be resolved before the District Court of Reykjavík (Héraðsdómur Reykjavíkur).

13. Contact

If you have questions about these Terms, contact us at hallo@kling.is or write to Journey ehf., Flókagötu 41, 105 Reykjavík, Iceland.